About The Tri-Town Apple

The Tri-Town Apple is published by the Tri-Town Teachers Federal Credit Union to help its members, and others, understand the financial options, choices, and opportunities that present themselves on an almost daily basis, but nothing appearing here should be taken as specific financial advice. The intent is to provide the readers with information that will help them understand the financial options available to them and offer perspectives on how those options might affect their financial planning. Information is also offered to help members protect their financial assets and other important aspects of their daily lives.

Vast Amount of Information Available
The vast amount of information available on the internet, particularly about the very financial decisions our members make on an everyday basis, offers the opportunity for the Credit Union to be a window into that storehouse of information and be a significant provider of financial information beneficial to its members.

Internet as a Source
The Tri-Town Apple uses the internet as a source of information, particularly the material being created and offered by many different federal government agencies. Examples are Consumer Financial Protection Bureau (CFPB),  Federal Trade Commission (FTC), Federal Deposit Insurance Corporation ( FDIC), MyMoney.gov, Securities and Exchange Commission ( SEC), and the Federal Reserve Board. Other sources of useful information are used when appropriate.

In particular the Tri-Town Apple is patterning its content after the federal government’s MyMoney.gov web site. This site describes itself as:

MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. Throughout the site, you will find important information from more than 20 Federal agencies and Bureaus designed to help you make smart financial choices.

For more information about this web site visit http://www.MyMoney.gov. We encourage you to do so.

Content Organization
Following the organization of MyMoney.gov, The Tri-Town Apple provides information under a number of categories (below in bold text). Use the Category Cloud in the right-hand column on the Home Page to view posts under a category of interest.

  1. Earn
    1. Understanding pay benefits, W/H, deductiion
    2. Invest in Future:  education & training
  2. Spend
    1. Budgeting
    2. Tools for budgeting
    3. Smart buying
  3. Save/Invest
    1. Long term
    2. Goals, e.g. home, college, retirement
  4. Borrow
    1. Credit management
    2. Home purchase
    3. College financing
    4. Auto purchase
  5. Protect
    1. Fraud
    2. Identity theft
    3. Insurance
    4. Estate planning
    5. Personal protection, e.g. internet safety
  6. Life Event Categories
    1. New child
    2. Life-partners
    3. Home ownership
    4. Retirement planning/retiring
    5. Unplanned event
    6. Death of a family member
    7. Higher education
    8. Employment
    9. Owning a business
  7. Tools
    1. Calculators
    2. Worksheets
    3. Checklists

There are also Tags, which refer to more specific identifying labels on the content, (see the “Tag Cloud” in the right-hand column of the Home Page).

We Want to Hear from You
The Credit Union sincerely hopes that the readers find this information informative and useful. Comments from readers on specific posts or the blog in general are welcome and encouraged. We want this initiative to be helpful and be focused on the interests and needs of our readers. Your feedback is important to achieving that goal.

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